Disclaimer: I am not connected with, nor endorsed by, the U.S. Government or the Federal Medicare Program. Products may vary by state. Information above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. I encourage you to speak to me (your insurance representative) and to read your policy contract to fully understand your coverages. I do not offer every plan available in your area. Currently, I represent 11 organizations which offer 0-51 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.